Flood coverage along the Gulf Coast varies depending on the specific policy purchased. For example, building coverage is designed to protect the home’s structure, including various elements. These include features include plumbing and electrical systems, all built-in appliances, and structural damage.
The other part of most flood insurance policies includes content coverage. This type of plan covers the owner’s belongings, such as various types of electronics, furniture, clothing, other appliances, multiple types of jewelry, and more. This coverage gives an extra layer of protection during a flood.