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Why Flood Insurance Is Needed To Protect Your Home

December 15, 2021

Are you considering flood insurance to protect your Spanish Fort, AL area home or business? The team at Align Insurance Group is here to help answer any questions that you may have and help you get the protection you need. We understand that insurance can be confusing and we are here to help you find the coverage that is right for your needs.

Flood insurance: is it right for you?

There are many different reasons to carry flood insurance, even if you aren’t in a flood plain. Outside of being required by your lender to have such coverage, there are additional reasons why it makes sense to add this type of policy to your insurance portfolio.

Floods can happen due to hurricanes, heavy storms, and flash floods, to name just a few causes. Oftentimes, primary insurance policies do not cover damage that is caused by one or more of these events. After you have reviewed your primary policy, you may want to take a closer look at a flood insurance policy to cover any gaps in coverage.

Depending on the policy, flood insurance can protect you from damage to your property that is not covered by your primary policy. This is a great way to ensure that you have the protection you need, above and beyond what your homeowner’s or commercial coverage provides. Find out more today and decide if flood insurance is right for you.

Ready to find out more about your flood insurance options?

Contact the Align Insurance Group today to find out more about protection for your Spanish Fort, AL area home or business property. Give us a call today!