Home insurance policies are meant to provide extended protection.
If you have a mortgage on your home, you likely have a requirement to keep home insurance. If you do not have a mortgage, you may not legally need it but not having it puts you at considerable personal risk. Your policy may cover a range of situations depending on the type. If you live in a high foot traffic area, you may want to increase your protection from lawsuits. If you have a lot of family or guests in and out of your residence, you can purchase coverage to balance that risk as well. Have a pool, a specific breed of dog, or other unique situations? We can help with those too. Homeowner’s insurance is designed to protect you and your assets, so be sure to get the coverage your lifestyle needs.
Does home insurance cover flooding?
Remember that homeowner’s insurance does not cover flooding, so if you live in a risk zone or you just simply want the peace of mind, ask about additional flood coverage for your area.
We know Alabama and Florida insurance law so contact us today for a personal quote.