Almost All Travel Trailers Need RV Coverage
State law requires that all motorized vehicles have some type of policy, usually a minimum liability policy. As a result, RV owners need to cover all class A, B, and C vehicles as well as any bus conversion vehicles. Owners need liability, at a minimum, but can purchase other policies for increased protection.
This means that owners of pop-up trailers, truck campers, travel trailers, fifth wheels, toy haulers with sleeping quarters, and other RV models must have some coverage.
What are the available RV coverage options?
Policy options for an RV vary in several ways. For example, a liability policy helps to pay for the cost of a bodily injury or a property damage lawsuit. This coverage includes the costs of legal defense and other court fees. Collision helps to replace or repair an RV after an accident.
- Comprehensive policies help to cover issues caused by other situations, such as vandalism, break-ins, and various types of weather problems.
- Content coverage will protect anything inside of the RV, such as sports gear or essential personal items.
- Full-time coverage is necessary for those who live in their RV as a permanent home.