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What Does Motorcycle Insurance Cover?

April 19, 2021

Many people enjoy the peace and serenity they get while riding on their motorcycles. To achieve that, you will want to ensure that you have the proper motorcycle insurance coverage for your bike. The agents at the Align Insurance Group in Spanish Fort, AL can help create and provide you with a motorcycle insurance policy that will put your mind at ease.

Motorcycle Insurance Requirements in Alabama

In Alabama, all drivers, including motorcyclists, must have a liability insurance policy in place. If an accident happens, liability motorcycle insurance will cover the medical bills of any for others involved in the crash along with any damage to their vehicle.

Underinsured or Uninsured Coverage

If you get into an accident that is the fault of someone who does not have any insurance or not enough to cover everything, you will be glad you have underinsured or uninsured motorist coverage in place since it will pick up the slack.

Comprehensive and Collision Motorcycle Insurance

Comprehensive motorcycle insurance will cover any damage to your bike caused by vandalism, a natural disaster, or a fire. This type of motorcycle insurance coverage will also replace your bike if someone steals it. Collision insurance covers any collision you are involved in with a car, truck, or SUV as well as an object.

Obtain Coverage Today

Motorcycle insurance is important in protecting yourself, your bike, and any passengers on your bike if you are involved in an accident, so do not get caught without it. To get your motorcycle insurance policy started today, contact the experienced and trusted agents at the Align Insurance Group in Spanish Fort, AL.