What Does Boat Insurance Cover?
While boat insurance is not required in the state of Alabama, you will want to protect your beloved boat or watercraft by obtaining an insurance policy. The boat insurance agents at Align Insurance Group in Spanish Fort, AL know and understand the necessity and benefits of boat insurance and are here to help you.
Boat and Watercraft Insurance Coverage Options
There are several different boat insurance coverage options to protect your boat or watercraft did you spend time and money purchasing.
Liability Boat Insurance
Liability boat insurance will help pay the medical bills and time off of work for anyone injured in a boating accident that you may cause. This type of policy will also cover property damage that occurs during an accident. Liability insurance also extends to any injuries suffered by your passengers on your boat or watercraft during an accident.
Comprehensive boat insurance coverage will replace or repair your boat if it is damaged or destroyed by a natural disaster, in incidents of vandalism, or a fire. It will also replace your boat or watercraft if it is stolen.
Collision boat insurance will cover your boat or watercraft if you collide with another boat or watercraft or an object. For instance, if you hit somebody’s boat dock with your boat or watercraft, this type of coverage will repair the dock.
To get your policy started, you will need to enlist the assistance of an experienced boat and watercraft insurance agent like the ones at Align Insurance Group in Spanish Fort, AL. Call for an appointment or quote today, so you will be on your way to having peace of mind while out on the water.