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A Thorough Overview Of Condo Insurance

December 15, 2020

Align Insurance Group serves the Spanish Fort, AL community by offering residents multiple types of insurance coverage. Our policies are intended to help our clients have peace of mind that they will be protected when they need it most. Providing excellent customer service is important to us.

Condo Insurance Overview

The visual appeal of Spanish Fort, AL has improved over the last few years due to several additional condo units. If you are staying in a condo unit, explore the benefits of condo insurance. Condo insurance helps you protect your personal items inside of the unit if they are stolen or vandalized.

Take inventory of the personal items inside of your condo. If you have many luxury items at your condo, consider having those items appraised so that you have a clear idea of their true value. Also, you may need to amend your policy to cover these luxury items if they are damaged or stolen.

Liability coverage is also important. You will be protected if you cause damage to one of your neighbor’s units or if you are having some friends over and they get injured on your property. Liability coverage will protect you if an accident happens. You can also add special interior coverage to protect the unit if there is any damage to the floors or walls that are not covered through your original policy. This type of coverage also protects you if you install any fixtures to the unit, and they are damaged or vandalized.

Due to the unstable nature of weather in the South, consider adding flood insurance to your policy so that you’ll be protected if a natural disaster causes flood damage to your unit.

Align Insurance Group Will Help You Protect Your Assets

Visit our website today to learn more information about condo insurance.